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430 Pine Tree Rd, Center Cross, VA 22437

$445,000
  • 430 Pine Tree Rd, Center Cross, VA 22437 Main Photo

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Lee Williams
Call: (804) 524-9001

Active
BEDS3 BATHS2 full SQUARE FEET1,400 MLS#120180
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONSouth Hill Banks

Property Description

South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including replacement windows, a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina. The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in READY FOR THE SUMMER.

Property Features

Property Type: Residential - Single Family
Cooling: Attic Fan, Central A/C
Heating: Electric, Heat Pump
Home Style: Ranch
Lot Size: 0.26 Acres
Roof Type: Age 0-9 yrs
Taxes: $984
Year Built: 1968

Feature Descriptions

Amperage: 200
Appliances: Dishwasher, Dryer, Microwave, Range, Refrigerator, Washer
Days on Site: 9
Dining: Breakfast Area, Dining Area
Exterior: Block, Vinyl Siding
Exterior: Deck, Double Pane Windows, Pier/Dock, River/Creek View, Sand Beach
Flooring: Hardwood, Laminate, Wall to Wall Carpet
Foundation: Crawl Space
HOA Y/N: No
Interior: 1st Floor Bedroom, Skylight(s), Washer/Dryer Hookup
Lot Dimensions: < .5 acre, Cleared
Miscellaneous: Community Amenities, Older Home 15+
River: RAPPAHANNOCK RIVER
Road Surface: Paved
Rooms Total: 5
Sewer: Septic System
Storage: Attic, Shed, Other-See Remarks
Water: Community
Water Heater: Electric
Zoning: R

Listed By / Shown By

Listed By

Agency Name: HOMETOWN REALTY
Agency Phone: 804-443-0067

Shown By

Agent Name: Lee Williams
Agent Phone: (804) 524-9001
Agency Title: Napier Realtors ERA

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Estimated Payment

$ 1,202.17 per month $990.38 Principal & Interest $82.00 Property Tax $129.79 Homeowner's Insurance

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/04/2026. The listing information on this page last changed on 04/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/04/2026 12:00:16 AM EST) or CAAR MLS (last updated Fri 04/03/2026 11:10:15 PM EST) or CVRMLS (last updated Fri 04/03/2026 11:56:10 PM EST) or Williamsburg MLS (last updated Fri 04/03/2026 10:54:49 PM EST) or NNAR MLS (last updated Fri 04/03/2026 10:26:36 PM EST) or Chesapeake Bay & Rivers (last updated Fri 04/03/2026 8:50:23 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.

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