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430 Pine Tree Road, Center Cross, VA 22437

$445,000
  • 430 Pine Tree Road, Center Cross, VA 22437 Main Photo

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Lee Williams
Call: (804) 524-9001

Active
BEDS3 BATHS2 full SQUARE FEET1,400 MLS#2607347
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONSouth Hill Banks

Property Description

South Hill Banks is a waterfront community in Essex County featuring a wide community sand beach with pier and boat ramp on the Rappahannock. 430 Pine Tree Road offers wonderful views of the River from the deck, family room or around the fire pit. The home features 3 bedrooms and two full baths as well as a large family room opening to the kitchen. There have been numerous renovations and upgrades including replacement windows, a new moisture barrier and dehumidifier in the crawl space (6-25), new roof (2023), HVAC (2025), water heater (2023). The property includes a shed with water and power and a second storage building/garage. Conveniently located only 50 minutes from Richmond, 20 minutes from Tappahannock or Urbanna and 10 minutes from Garrett's Marina. The county taxes the home as a 2 bedroom home but, the Health Department has it permitted for 3 bedrooms. The Community Association has a voluntary $125/year fee to cover up keep of the roads, pavilion, boat ramp and insurance. Move in Ready for the Summer.

Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Central Air
Heating: Electric, Heat Pump, Propane
Home Style: Ranch
Lot Size: 0.26 Acres
Roof Type: Composition
Stories: 1.0
Taxes: $983
Year Built: 1968

Feature Descriptions

Appliances: Washer/Dryer Stacked, Dishwasher, Electric Cooking, Electric Water Heater, Microwave, Refrigerator, Smooth Cooktop
Body of Water: Rappahannock Rivver
Community Features: Beach, Boat Facilities, Dock
Days on Site: 10
Door Features: Insulated Doors
Exterior: Block, Drywall, Frame, Vinyl Siding
Exterior: Deck, Storage, Shed
Fencing: None
Floor Features: Carpet, Laminate, Wood
Interior: Bedroom on Main Level, Ceiling Fan(s), Dining Area, Eat-in Kitchen, Laminate Counters, Bath in Primary Bedroom, Main Level Primary
Laundry: Washer Hookup, Dryer Hookup, Stacked
Lot: Level
Lot Dimensions: 130' X 100'
Parcel#: 54A-5-72
Parking: No Garage, Off Street
Patio/Porch: Side Porch, Deck
Sewer: Septic Tank
Special View Info: Water
Topography: Level
Water: Community/Coop, Shared Well
Water Features: River Front, Water Access, Walk to Water
Window: Thermal Windows

Local Schools

High School: Essex
Middle School: Essex
Elementary School: Tappahannock

Listed By / Shown By

Listed By

Agency Name: Hometown Realty

Shown By

Agent Name: Lee Williams
Agent Phone: (804) 524-9001
Agency Title: Napier Realtors ERA

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Estimate Your Payment

Estimated Payment

$ 1,202.09 per month $990.38 Principal & Interest $81.92 Property Tax $129.79 Homeowner's Insurance

Change Payment Information

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years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Listed By: Hometown Realty

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/04/2026. The listing information on this page last changed on 04/04/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Sat 04/04/2026 12:00:16 AM EST) or CAAR MLS (last updated Fri 04/03/2026 11:10:15 PM EST) or CVRMLS (last updated Fri 04/03/2026 11:56:10 PM EST) or Williamsburg MLS (last updated Fri 04/03/2026 10:54:49 PM EST) or NNAR MLS (last updated Fri 04/03/2026 10:26:36 PM EST) or Chesapeake Bay & Rivers (last updated Fri 04/03/2026 8:50:23 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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