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635 River Oaks Road, Center Cross, VA 22437

$395,000
  • 635 River Oaks Road, Center Cross, VA 22437 Main Photo

63 Photos

Lee Williams
Call: (804) 524-9001

Active
BEDS3 BATHS2 full SQUARE FEET1,232 MLS#2617029
STATUSActive PROPERTY TYPEResidential - Single Family SUBDIVISIONRiver Oaks

Property Description

First Time Offering! Enjoy views of the beautiful Rappahannock River from this charming ranch home located in the sought-after River Oaks community of Center Cross. Offering 3 bedrooms, 2 full baths, and an attached one-car garage, this home is the perfect river retreat or full-time residence. The welcoming full front porch sets the tone, providing the perfect place to enjoy your morning coffee while taking in the river scenery. Inside, the living room features a cozy brick fireplace and opens to the spacious eat-in kitchen. Sliding doors lead to the rear deck and patio, creating a seamless flow for indoor and outdoor entertaining. The spacious primary bedroom includes a private full bath, while two additional bedrooms share a hall bath. Convenient garage access is located just off the kitchen, along with the washer and dryer hookups. Step outside to enjoy the large level backyard, rear deck, and patio, perfect for relaxing, entertaining, or gathering with family and friends. Two large storage sheds/workshops offer plenty of space for hobbies, tools, and boating equipment. Recent improvements include a new roof (2020), 200-amp electrical service and a newly encapsulated conditioned crawl space complete with drainage, sump pump and dehumidifier, providing enhanced moisture control, energy efficiency, and peace of mind. River views can be enjoyed from the front porch and many rooms throughout the home. River Oaks residents enjoy deeded access to community amenities, including a pier, boat ramp, beach, and pavilion, all just a short walk away. Conveniently located just minutes from Garretts Marina, this rare offering provides the perfect opportunity to enjoy the coveted Rappahannock River lifestyle. Don't miss your chance to own a water-view home with community water access in one of the area's most desirable riverfront neighborhoods!

Property Features

Property Type: Residential - Single Family
Basement: Crawl Space
Cooling: Window Unit(s)
Fireplaces: 1
Garage: 1 car attached
Heating: Baseboard, Electric
Home Style: Ranch
Lot Size: 0.52 Acres
Stories: 1.0
Taxes: $1,277
Year Built: 1979

Feature Descriptions

Appliances: Dishwasher, Electric Water Heater, Refrigerator, Stove
Body of Water: Rappahannock
Community Features: Beach, Boat Facilities, Common Grounds/Area, Park
Days on Site: 103
Door Features: Sliding Doors
Exterior: Block, Drywall, Frame, Vinyl Siding
Exterior: Deck, Out Building(s), Storage, Shed
Fireplace: Masonry
HOA Fee: 125
Interior: Ceiling Fan(s), Eat-in Kitchen, Fireplace, Laminate Counters, Main Level Primary
Lot: Landscaped, Level
Outbuilding(s): Yes
Parcel#: 54B-3-B-1
Parking: Attached, Garage
Patio/Porch: Front Porch, Deck
Sewer: Septic Tank
Special View Info: Water
Topography: Level
Water: Well
Water Features: River Front, Water Access, Walk to Water

Local Schools

High School: Essex
Middle School: Essex
Elementary School: Essex

Listed By / Shown By

Listed By

Agency Name: Hometown Realty

Shown By

Agent Name: Lee Williams
Agent Phone: (804) 524-9001
Agency Title: Napier Realtors ERA

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Estimate Your Payment

Estimated Payment

$ 1,100.72 per month $879.10 Principal & Interest $106.42 Property Tax $115.21 Homeowner's Insurance

Change Payment Information

%
years/fixed
yearly
yearly (est.)
(Payments are an estimate and may vary by lender)
Movement Mortgage
Listed By: Hometown Realty

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 10/21/2026. The listing information on this page last changed on 10/21/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Wed 10/21/2026 3:08:49 AM EST) or CAAR MLS (last updated Tue 10/20/2026 11:10:45 PM EST) or CVRMLS (last updated Wed 10/21/2026 1:08:34 AM EST) or Williamsburg MLS (last updated Tue 10/20/2026 10:54:38 PM EST) or NNAR MLS (last updated Tue 10/20/2026 10:26:30 PM EST) or Chesapeake Bay & Rivers (last updated Tue 10/20/2026 8:51:31 PM EST). Real estate listings held by brokerage firms other than Napier Realtors ERA may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.



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